Missouri state law mandates that all vehicle owners and drivers have auto liability insurance coverage. Minimum Liability Insurance Requirements in Missouri When applying for or renewing a driver's license.When asked by a law enforcement official.According to the Missouri Department of Revenue, state residents are must show proof of insurance in the following situations: Insurance cards should include the driver's name, insurance policy number and vehicle(s) covered. This can be a traditional insurance card or a digital version on a smartphone or other mobile device. You must carry proof of car insurance when driving in Missouri. Missouri also requires vehicles to pass a safety inspection, except for vehicles under a certain age and mileage. To drive in Missouri, you must register your vehicle with the Missouri Department of Revenue and carry auto insurance. Car Insurance in Missouri: What You Need to Know
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